The 8 Best Money & Finance Apps

Managing your money and finances can be a tricky task to do. In this modern era of technology, everything is being managed by technology. There are hundreds of personal finance apps that can help you to connect with your bank account and help you keep up with your spending. It is not only about keeping an eye on your bank balance, but also these personal finance apps that can help you manage and track spending and upcoming bill payments. Here are the best apps on our list are available on both iOS and Android, so you can enjoy on any device of your choice.

01 Ingo Money

This is the app is perfect in order to Cash a check within minutes. Once check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location.

All you need is to link your accounts in the Ingo Money App, cash a check and choose where you want to send your money. Or split a check and send money to more than one place.

02 Best for Debt Payoff: You Need a Budget

This handy personal finance app that’s built around YNAB’s Four Rules. The rules – “Give every dollar a job, embrace your true expenses, Roll with the punches and Age your money – not only help you build a better budget but also help you gain control of your spending”. This app enables you to import transactions from your checking account and applies them to each budget category to get an accurate picture of your spending. You also get detailed reports to show you how your spending is progressing throughout the month and help you spot places that you can improve your spending.

03 Best for Wealth Management: Personal Capital

If you are rich and have a lot wealth, then you might need this app to manage your personal capital and wealth. You can effectively manage your assets and investments along with your everyday spending accounts with this amazing app. There are more than 14,000 financial institutions that you can link your accounts within the app. You can track every aspect of your financial budget with the help of this useful app.

04 Best for Managing Subscriptions: Clarity Mone

Most of the online businesses are running on a subscription model and you normally have a lot of monthly or weekly subscriptions on different websites. If not managed properly, these subscriptions can deplete your budget in a matter of minutes. But you don’t have to worry anymore as Clarity is there to help you manage your all subscriptions in one place. You can link your bank accounts and credit cards to manage every subscription.

05 Best for Bill Payment: Prism

Bill payment is crucial in order to keep different services up and running. These bills may be utility bills and other subscriptions. You can manage all your bills and accounts in a single all called Prism. The Prism app touts 11,000 billers – more than any other app – including larger banks and even smaller utility companies. You can easily add your bills to the app and Prism automatically tracks your bills and sends due date reminders to help you prevent late payments and fines. You can also schedule your payments with the help of this amazing app.

06 Best for Shared Expenses: Spendee

If you wish to create shared wallets then this app is for you. You can easily share the expenses with other members of the app. The app allows you to mport your bank transactions and let the app categorize them for you totally how you’re spending money each month. If you want to do a manual job then this app allows you to manually add cash expenses for a more accurate picture of where your money goes.

07 Best for Budgeting: EveryDollar

This amazing budgeting app uses the zero-based budget method recommended by many personal finance experts. According to the zero-based budget, every dollar has a purpose in the budget, this is why the app’s name EveryDollar. With the help of this app you can connect to your bank to import transactions to keep up with your spending. It even allows you to split expenses between multiple budget items.

08 Best Visuals: Mobills

This is another amazing app to organize your expenses in categories so you can track your spending is progressing toward your budgeted amount. You can categorically check the amount you have remaining to spend in each budget category. You need to purchase an upgrade as the free version of the app has limited functionality.